Commercial Property Construction Loans in Denton County Texas

Our commercial construction loans in Denton County, Texas are designed for developers building income-producing properties. Whether you’re developing retail, office, or multi-family assets, we provide fast, flexible capital.

commercial construction loan

What Are Commercial Construction Loans?

Commercial construction loans fund the development of income-generating properties from the ground up or major redevelopment.

Key Features:

  • Loan terms: 12–24 months
  • Interest-only payments
  • Up to 80–85% LTC
  • Up to 65–70% stabilized value
  • Draw-based funding

How to Qualify

  • Development plans and budget
  • Land ownership or purchase contract
  • Developer experience preferred
  • Exit strategy (refinance or sale)

Property Types Eligible

  • Retail centers
  • Office buildings
  • Multi-family apartments
  • Mixed-use developments
  • Industrial properties

Draw Process

  • Initial funding for acquisition
  • Scheduled construction draws
  • Inspection verification
  • Funds released within 24–72 hours

Local Lending Experience

We understand Denton County zoning, permitting, and inspection requirements across Denton, Lewisville, Flower Mound, and surrounding areas.

Benefits Over Banks

Faster approvals

Expertise with distressed or complex properties

Flexible terms

Close in 5–10 business days

No Income Docs Required

Serving Areas Across Texas

We proudly serve real estate investors across Texas and are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.

FAQs

Most loans close within 7–14 business days depending on deal complexity.

Retail, office, multi-family, mixed-use, and industrial properties.

Typically within 24–72 hours after inspection approval.

No, these are for business-purpose investments only.

Get Funding Fast

Apply now for fast approval!  Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.