Hard Money Loans in Collin County Texas
First Time Fix and Flip Loans provides hard money loans in Collin County Texas for real estate investors, contractors, and developers. Our asset-based financing is designed for fast property acquisitions, rehabs, and investment projects without traditional bank delays.
Overview of Hard Money Loans
Hard money loans are short-term, asset-backed loans focused on the property value rather than personal credit history. Ideal for fix & flip, rehab, and investment properties, these loans provide quick funding with flexible terms.
Key Features:
- Terms: 6–24 months, interest-only payments
- Funding up to 70–75% ARV or 85–90% LTC
- Rehab and construction financing included
- Fast closings: 5–10 business days
- No income or tax documentation required
How to Qualify
- Property located in Collin County, Texas
- Clear title or acceptable liens
- Detailed rehab or investment plan
- Previous investment experience preferred but not mandatory
Property Types Eligible
- Single-family homes
- Multi-family residential units
- Commercial investment properties
- Distressed or off-market properties
Why Investors Trust Us
- Licensed and verified private lender
- Transparent rates and terms
- Flexible, milestone-based funding
- Verified reviews from satisfied investors
- Guidance for both residential and commercial investment projects
Local Lending Experience
We have funded over 1,000 commercial projects across Texas, with deep expertise in commercial zoning, permitting, and inspections. Our team supports draw schedule planning and milestone management to keep projects on track, along with fast closings near the Collin County Courthouse.
Benefits Over Banks
Asset-based funding
Expertise with distressed or complex properties
Flexible terms
Close in 5–10 business days
No Income Docs Required
Serving Areas Across Texas
Serving investors across Collin County and nearby cities like Denver, Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley, we understand local property markets, valuations, and time-sensitive investment opportunities.
FAQs
Short-term, asset-backed loans for investors, primarily based on property value.
Typically 5–10 business days depending on project documentation and title review.
No. Focus is on property value and investment plan.
Yes, for fix & flip, rehabs, or investment properties.
Get Funding Fast
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.