Hard Money Loans in Travis County Texas
First Time Fix and Flip Loans provides tailored hard money loan solutions for real estate investors across Travis County. Whether you’re flipping, rehabbing, or developing properties, our local expertise ensures fast approvals, flexible terms, and a seamless funding process.
Loan Program Overview
Hard money loans are short-term, asset-based loans designed for investors who need quick access to capital. Unlike traditional bank financing, these loans focus on the property value and project feasibility rather than the borrower’s income or credit score.
- Loan Amounts: $50,000 – $5,000,000
- Loan Terms: 6–24 months
- Interest Rates: 9.99% – 12.99% I/O
- Funding Speed: 48–72 hours after approval
How to Qualify
- Proof of ownership or purchase contract
- Detailed rehab or project plan
- ARV (After Repair Value) analysis
- Experience in real estate investing is a plus, but not required
- No income documentation required for most cases
Property Types Eligible
- Single-family residential
- Multi-unit residential
- Small commercial properties
- Distressed or rehab-ready properties
Fast Funding Timelines
- Pre-approval within 24 hours
- Funding within 48–72 hours
- Sameday draw availability during rehab projects
Local Lending Experience
Serving real estate investors across Travis County and surrounding areas including Denver, Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley. Our team understands local permitting requirements, county regulations, and neighborhood dynamics.
Benefits Over Banks
Rehab funds included
Ability to fund distressed properties
Flexible underwriting
Fast closings and approvals
No income Documentation
FAQs
Hard money loans are short-term, asset-based loans focused on the property value and project feasibility rather than income or credit score.
Term sheets delivered in 24–48 hours; closings in 5–10 business days.
No, loans are asset-based.
Single-family, multi-unit, small commercial, and distressed rehab-ready properties.
Ready to Secure Your Next Deal ?
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback.