Commercial Property Construction Loans in Travis County Texas

First Time Fix and Flip Loans provides specialized commercial construction loans for investors and developers in Travis County. From office buildings to retail spaces, our expertise ensures fast approvals, flexible terms, and efficient project funding.

commercial construction loans

Loan Program Overview

These loans are short- to medium-term, asset-based financing solutions for investors constructing commercial properties. Private lenders evaluate project feasibility, property value, and development plans rather than solely the borrower’s financial history.

  • Loan Amounts: $250,000 – $15,000,000
  • Loan Terms: 12–36 months
  • Interest Rates: 10% – 13% I/O
  • Funding Speed: 48–72 hours after approval

How to Qualify

  • Proof of property ownership or purchase contract
  • Scope of work, budget, and project plan
  • ARV or property appraisal
  • Investor experience preferred
  • Minimal documentation; typically no income verification

Property Types Eligible

  • Office buildings

  • Retail centers

  • Mixed-use developments

  • Hospitality and small-scale industrial projects

Fast Funding Timelines

  • Pre-approval in 24 hours

  • Initial funding in 48–72 hours

  • Phase-based draw schedules for ongoing construction

Local Lending Experience

Serving investors across Travis County and surrounding cities including Denver, Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.

Benefits Over Banks

Experienced local Texas lenders

Ability to fund distressed properties

Flexible underwriting

Fast closings and approvals

Minimal Documentation

FAQs

Short- to medium-term loans designed to fund the construction of commercial buildings, focusing on property value and project feasibility.

Term sheets delivered in 24–48 hours; closings in 5–10 business days.

No, loans are asset-based.

Single-family, multi-unit, small commercial, and distressed rehab-ready properties.

 Yes, rehab funds can be included.

Ready to Secure Your Next Deal ?

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback.