Hard Money Loans in Hays County Texas
If you’re a real estate investor in Hays County, Texas, our hard money loans provide fast, flexible financing designed to help you close deals quickly and scale your investment portfolio.
What Are Hard Money Loans?
Hard money loans are short-term, asset-based loans secured by real estate rather than borrower income.
Key Features:
- Loan terms: 6–24 months
- Interest-only payments
- Up to 85–90% LTC
- Up to 70–75% ARV
- No income documentation required
How to Qualify
- Investment property (non-owner occupied)
- Purchase contract or deal summary
- Rehab scope of work (if applicable)
- Exit strategy (flip or refinance)
Property Types Eligible
- Single-family homes
- Multi-family properties
- Fix and flip projects
- Distressed properties
- New construction
Fast Funding Timelines
- Submit your deal
- Receive same-day terms
- Underwriting review
- Close in 5–10 business days
Local Lending Experience
We understand Hays County markets including San Marcos, Kyle, Buda, and Dripping Springs. We help investors navigate permits, inspections, and contractor timelines.
Benefits Over Banks
Rehab financing available
Expertise with distressed or complex properties
Flexible terms
Close in 5–10 business days
No Income Docs Required
Serving Areas Across Texas
We proudly serve real estate investors across Texas and are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
Most loans close within 5–10 business days.
No. loans are asset-based, meaning approval is based on the property and exit strategy—not personal income.
Typically up to 70–75% ARV.
Yes. Many loans include rehab funding.
loans typically range from 6 to 18 months.
Get Funding Fast
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.