Hard Money Loans in Wise County Texas
First Time Fix and Flip Loans provides fast, asset-based hard money loans in Wise County Texas for real estate investors, flippers, and developers.
Loan Program Overview
Our hard money loan program is designed for speed and flexibility:
- Up to 75% ARV
- Up to 90% purchase price
- Interest-only payments
- Terms from 6–24 months
- Close in 5–10 business days
How to Qualify
- Investment property only
- Purchase contract or refinance scenario
- Rehab scope (if applicable)
- Exit strategy (flip, refinance, or hold)
- Experience preferred but not required
Property Types Eligible
- Single-family homes
- Multifamily properties
- Commercial real estate
- Land and development deals
- Distressed or non-bankable properties
Fast Funding Timelines
- Term sheet within 24 hours
- Close in 5–10 business days
- Draw funds released within 24–72 hours
Local Lending Experience
We understand Wise County, including Decatur, Bridgeport, and Rhome, offers growing demand driven by DFW expansion. Investors can find opportunities in suburban and rural properties, and we're familiar with local permitting, inspections, and contractor availability and costs.
Benefits Over Banks
Rehab funds included
Ability to fund complex or time-sensitive deals
Flexible underwriting
Fast closings and approvals
No Income Docs Required
Why Investors Trust Us
First Time Fix and Flip Loans has funded 1,000+ projects across Texas, offering fast approvals and closings with transparent terms. Our experienced lending team ensures compliance with Texas regulations, delivering reliable funding for your investment goals.
FAQs
A short-term, asset-based loan secured by real estate.
Typically within 5–10 business days.
No, loans are asset-based.
Usually 6–24 months.
Yes, rehab funds can be included.
Ready to Secure Your Next Deal ?
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback.