Ground-Up Construction Loans for Investors in Texas

At First Time Fix and Flip Loans, we offer Texas ground-up construction loans tailored for real estate investors in Texas who are building from the ground up. Whether you’re developing a single-family rental in Houston or a multifamily project in Austin, our private lending solutions are built to fund your vision — fast.

Texas ground-up construction loans

What is Ground-Up Construction Loan?

Ground-up construction loans are short-term private loans designed to finance the entire building process — from raw land to completed property. These loans typically cover site preparation, permitting, labor, materials, and vertical construction.

Unlike bank loans, our Texas ground-up construction loans require minimal documentation and provide faster access to capital so you can start building without delays.

Key Features

Fast Pre- Approval

1 hour

LTC

Up to 100%

Term Lengths

3 to 36 months

Close In

5–7 business days

Interest Rates

Starting at 9.00%

Draws

Construction draws based on milestone

Apply Today and Start Building

First Time Fix and Flip Loans is your trusted lending partner for new builds across Texas. If you’re ready to break ground, we’re ready to fund it.

Apply online now or schedule a call with our Texas construction lending experts.