Hard Money Loans in Bexar County Texas
Hard money loans in Bexar County, Texas are built for real estate investors who need speed, flexibility, and certainty of execution in a competitive market like San Antonio. First Time Fix and Flip Loans has funded 1,000+ real estate investment projects across Texas, giving investors the capital they need to move quickly and win deals that traditional lenders cannot support.
Overview of Bridge Loans
Whether you’re acquiring a distressed property, funding a fix and flip, or refinancing an existing investment, our private lending solutions are designed to help you scale.
- Loan Terms: 6–24 months
- Interest-only payments to maximize cash flow
- Up to 90% Loan-to-Cost (LTC)
- Up to 70–75% After Repair Value (ARV)
- Fast closings in 5–10 business days
- Rehab financing available
How to Qualify
- Non-owner occupied investment property
- Purchase contract or refinance scenario
- Rehab scope of work (if applicable)
- Exit strategy (flip, refinance, or rental hold)
- Basic borrower and entity information
Property Types Eligible
- Single-family homes
- Duplexes, triplexes, and fourplexes
- Multi-family properties
- Distressed and vacant properties
- Foreclosures and auction deals
- Fix and flip projects
Fast Funding Timelines
- Submit your deal scenario
- Receive same-day indicative terms
- Underwriting within 24–48 hours
- Close in as little as 5–10 business days
Local Lending Experience
We actively fund deals across San Antonio, Alamo Heights, Helotes, Converse, and surrounding Bexar County markets. Understanding local permitting timelines, zoning requirements, and inspection processes gives our borrowers a major advantage when executing projects. Properties near downtown San Antonio or historic districts often come with additional renovation considerations — we help investors navigate those challenges effectively.
Benefits Over Banks
Designed specifically for real estate investors
Ability to fund distressed properties
Flexible underwriting based on the asset
Close significantly faster
No Income Docs Required
Serving Areas Across Texas
Serving investors across Bell County, including Temple, Killeen, Harker Heights, and Nolanville.
FAQs
Most loans can close within 5–10 business days, depending on the deal and property.
No. loans are asset-based, meaning approval is based on the property and exit strategy—not personal income.
Yes, many loans include up to 100% of rehab costs.
Typically up to 70–75% ARV depending on the deal.
Get Funding Fast
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.