Construction Loans Ground Up in Comal County Texas

If you’re building from the ground up, you need a lender that understands timelines, budgets, and investor goals. Our construction loans in Comal County, Texas provide fast, flexible capital for builders and developers.

bridge loan

What Are Ground Up Construction Loans?

Ground-up construction loans are short-term loans used to finance the development of a property from land purchase through completion.

Key Features:

  • Loan terms: 9–24 months
  • Interest-only payments
  • Up to 85% LTC
  • Up to 70% ARV
  • Draw-based funding

How to Qualify

  • Purchase contract or land ownership
  • Construction plans and budget
  • Builder experience (preferred)
  • Exit strategy (sale or refinance)

Property Types Eligible

  • Single-family homes
  • Spec homes
  • Duplex to 4-unit builds
  • Small commercial properties
  • Mixed-use developments

Construction Draw Process

  • Initial funding for land purchase
  • Scheduled draw releases
  • Inspection verification
  • Funds released within 24–72 hours

Local Lending Experience

First Time Fix and Flip Loans has funded 1,000+ investment projects across Texas. Serving neighborhoods from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.

Benefits Over Banks

Ability to fund multiple builds

Expertise with distressed or complex properties

Flexible terms

Close in 5–10 business days

No Income Docs Required

Serving Areas Across Texas

We proudly serve real estate investors across Texas and are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.

FAQs

Typically within 7–14 business days.

Yes, as part of the construction loan.

Yes, usually within 24–72 hours after inspection.

Preferred but not always required.

No, business purpose only.

Get Funding Fast

Apply now for fast approval!  Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.