Construction Loans Ground Up in Denton County Texas
Building from the ground up requires speed, precision, and the right capital partner. At First Time Fix and Flip Loans, we specialize in construction loans ground up in Denton County Texas, providing real estate investors, builders, and developers with fast, flexible financing solutions.
Ground-Up Construction Loan Program Overview
Our construction loan program is built specifically for investors and builders who need capital to fund new construction projects from start to finish.
Key Features:
- Loan-to-Cost (LTC): Up to 85–90%
- Interest Rates: Competitive, asset-based pricing
- Loan Terms: 6–24 months (interest-only)
- Fast Closings: 5–10 business days
- Draws: 24–72 hours after inspection
How to Qualify
- Purchase contract or land ownership
- Detailed construction budget & scope of work
- Exit strategy (sale or refinance)
- Builder experience (preferred but not required)
Property Types Eligible
- Single-family homes
- Spec homes
- Townhomes
- Small multifamily properties
- Build-to-rent developments
Fast Funding Timelines
- Loan approval: 24–48 hours
- Closing: 5–10 business days
- Draw disbursements: 24–72 hours after inspection
Local Lending Experience
First Time Fix and Flip Loans has funded 1,000+ investment projects across Texas. Serving neighborhoods from Denver to Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
Benefits Over Banks
Rehab and construction costs included
Expertise with distressed or complex properties
Flexible terms
Close in 5–10 business days
No Income Docs Required
Serving Areas Across Texas
We proudly serve real estate investors across Texas and are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
A loan used to finance building a property from raw land through completion.
Most construction loans close within 5–10 business days.
No. loans are asset-based, meaning approval is based on the property and exit strategy—not personal income.
Up to 85–90% LTC depending on the project.
Yes. We fund both land acquisition and construction costs.
Ready to break ground on your next project?
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.