Construction Loans Ground Up in El Paso County Texas
Our ground up construction loans in El Paso County, Texas are designed for builders and developers who need fast, flexible capital from land purchase to project completion.
What Are Ground Up Construction Loans?
These loans finance the construction of properties from the ground up, including land acquisition and development costs.
Key Features:
- Loan terms: 9–24 months
- Interest-only payments
- Up to 85% LTC
- Up to 70% ARV
- Draw-based funding
How to Qualify
- Land ownership or purchase contract
- Construction plans and budget
- Builder experience preferred
- Exit strategy (sale or refinance)
Property Types Eligible
- Single-family homes
- Spec builds
- Multi-unit (2–4 units)
- Small commercial developments
Draw Process
- Initial funding for land
- Scheduled construction draws
- Inspection verification
- Funds released within 24–72 hours
Local Lending Experience
We understand El Paso County markets including El Paso, Horizon City, and Socorro. We help investors navigate permits, inspections, and contractor timelines.
Benefits Over Banks
Faster approvals
Investor-focused lending
Flexible terms
Close in 5–10 business days
No Income Docs Required
Serving Areas Across Texas
We proudly serve real estate investors across Texas and are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
FAQs
Yes. Many loans include land and build costs.
Most loans close within 7–14 business days.
Funds are released after inspections within 24–72 hours
No. Business-purpose only.
Experience is preferred but not always required.
Get Funding Fast
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.