Construction Loans Ground Up in Travis County Texas
First Time Fix and Flip Loans provides customized ground-up construction loans for real estate investors and developers in Travis County. From single-family residential to commercial projects, our local knowledge ensures quick approvals, flexible terms, and efficient funding.
Loan Program Overview
Ground-up construction loans are short- to medium-term, asset-based loans for investors building properties from the ground up. Unlike traditional bank loans, private lenders focus on project feasibility, timeline, and property value.
- Loan Amounts: $100,000 – $10,000,000
- Loan Terms: 6–36 months
- Interest Rates: 10% – 12.5% I/O
- Funding Speed: 48–72 hours after approval
How to Qualify
- Purchase agreement or land ownership documentation
- Detailed construction budget and plans
- ARV (After Repair Value) analysis
- Contractor and subcontractor info
- Proof of investment experience (preferred but not mandatory)
Property Types Eligible
- Single-family residential builds
- Multi-family residential construction
- Commercial construction projects
- Renovations requiring new foundations or full rebuilds
Fast Funding Timelines
- Pre-approval in 24 hours
- Initial funding in 48–72 hours
- Quick draw disbursement schedules for ongoing construction
Local Lending Experience
Serving investors across Travis County and surrounding cities including Denver, Texas Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley. We navigate local permitting, inspection, and zoning requirements.
Benefits Over Banks
Rehab funds included
Ability to fund distressed properties
Flexible underwriting
Fast closings and approvals
Minimal Documentation
FAQs
A short- to medium-term loan used to fund new construction projects from the ground up, focusing on property value and project feasibility.
Term sheets delivered in 24–48 hours; closings in 5–10 business days.
No, loans are asset-based.
Single-family, multi-unit, small commercial, and distressed rehab-ready properties.
Yes, rehab funds can be included.
Ready to Secure Your Next Deal ?
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback.